Best Insurance Companies

Find the best direct selling insurance companies for your next opportunity. Read reviews and learn about the best mlm companies to join today.

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Family Heritage Life (Globe Life) logo

Family Heritage Life (Globe Life)

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Location
Cleveland OH US
Founded
Profile
Unclaimed
Family Heritage Life Insurance Company of America (FHL) is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). FHL offers supplemental health and life insurance to thousands of American families and supports sales... Read More
LegalShield logo

LegalShield

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Location
Ada OK US
Founded
January 1969
Profile
Unclaimed
Founded in 1969 by Harland Stonecipher with the name "Pre-Paid Legal Services," Legalshield was born from an unfortunate accident that ate up the owner's life savings through long-run trials. While the founder's... Read More
Primerica logo

Primerica

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Location
Duluth Georgia US
Founded
January 1977
Profile
Unclaimed
Primerica is an American direct-selling insurance company providing financial services to people since 1977. The company was started by A.L. William and was initially named America Can Company. The name was changed to Primerica... Read More
World Financial Group logo

World Financial Group

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Location
Johns Creek GA US
Founded
Profile
Unclaimed
World Financial Group is a company with a mission to help families lead a better life and have a brighter future by improving their financial situation. They will help you face and solve any financial issues you might have, whether... Read More
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Benefits of selling life insurance from home.

Selling life insurance from the comfort of your home can be a rewarding career both financially and emotionally. However, it can require time and experience to be successful.

When selling life insurance from home, you typically have no limits to how much money you can make. It's all up to you. Some of the other benefits include;
High Demand - There is a high demand for life insurance as baby boomers consider their future plans, which translates to more opportunities for you.
Highly Flexible – You set your own work schedule. Work-life balance flexibility is all up to you.

Selling life insurance from home allows you the freedom to market outstanding products to individuals who need them.

Typical Products Sold By Insurance MLM Companies

There are primarily two insurance categories sold by direct sales companies: non-life insurance and life insurance. Non-life insurance products include travel, auto, property, health, credit, mortgage, accident, and disaster insurances. Life insurance categories include term life insurance, whole life insurance, and universal life insurance.

Most multi-level marketing insurance companies offer both categories, so as a distributor, you can specialize in an area that fits your customer base.

In addition to offering insurance products, some direct selling companies also provide investment solutions like retirement planning or debt resolution services.

Average cost of direct sales insurance products.

When it comes to developing your insurance portfolio, factors like children, age, lifestyle, and work perks all play a part. Most financial experts recommend that we all carry life, health, auto, and long-term disability insurance.

When selling insurance packages in the direct sales industry, it's good to know the average costs for similar products in the marketplace and how they compare to the company you represent.

According to research published by the Kaiser Family Foundation, the average annual premium cost to an employee in an employer-sponsored health care program was $7,739 for single coverage and $22,221 for a family plan in 2021.

For long-term disability, the best policy is one that ensures income replacement. Disability insurance premiums are determined by a variety of criteria, including age, lifestyle, and health. The typical cost ranges from 1% to 3% of your annual pay.

According to NerdWallet's 2022 rate analysis, the national average cost of car insurance is $1,630 per year. This equates to a monthly auto insurance premium of around $136.